It could happen to anyone…but Paul Stolicker, Raymond Wrightsmann and Ryon Gambill learned THE HARD WAY:

IT’S NOT ABOUT WHETHER OR NOT MY CLIENT OWES THIS DEBT…
IT’S ABOUT THE RULE OF LAW!’

The rule of law allows you to enforce your rights, to make them prove it up, validate their claims, show up, explain how they arrived at what they claim is owed, prove they have the authority to act, and force them to comply with state and federal statutes. It also allows you to collect from those who hide behind the telephone to harass, oppress, intimate and extort monies. I saw a case where a woman was told she would be arrested for not paying a debt and her kids would be turned over to foster care. She taped the call and contacted a NACA attorney. He started the settlement offer at over $200,000 with the collection agency. While they eventually settled for less, the collector was fired, and justice prevailed. The law works, but you must use the tools that make the law work.